Blog > Give Your Kids a Head Start: Using Your Home Equity to Help Your Kids Buy a House!
Give Your Kids a Head Start: Using Your Home Equity to Help Your Kids Buy a House!
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There’s something about watching your kids hustle—landing jobs, saving where they can, dreaming of their own place—and still hitting the wall that is today’s housing market. Especially in Longmont or Boulder, where even a modest home comes with a not-so-modest price tag.
If you’ve owned your home for a while, chances are it’s grown in value. That equity isn’t just a number. It’s leverage. And it might be the key to helping your kids take that next step into homeownership.
Why It Matters Right Now
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Equity is on your side. Many Colorado homeowners are sitting on six figures in equity—and not realizing it.
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Rent is draining wallets. It’s not building wealth, and it’s not getting cheaper.
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First-time buyers are hitting walls. High prices, strict lending standards, and student debt all stack up. But a little help can go a long way.
Here’s What Stuck with Me
*“Of those who did receive monetary aid from parents and grandparents to buy a house, *45% of Americans said they would not have been able to purchase a house without financial support from parents and grandparents.”
— Compare the Market
That stat hit me. Nearly half of those first-time buyers wouldn’t be in their homes without some help. This isn’t about spoiling your kids—it’s about shifting the momentum of the next generation.
Ways to Use Equity for Family Support
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Gift part of a down payment.
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Offer a low- or no-interest family loan.
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Help cover closing costs.
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Sell and downsize, gifting part of the proceeds.
There’s no one-size-fits-all plan. But I can help you map it out. Whether you're wondering how much equity you have, or just what your options are, I’m here to walk it with you.
Let’s Be Real
Helping your kids buy a house might be one of the most meaningful things you do with the home you’ve built. It’s not just a transaction—it’s a legacy. If that’s something you’ve been thinking about, let’s connect and explore what’s possible.
Call or text me at 303.981.3208 or email Sergiosellsco@gmail.com
Let’s find out what your equity can really do.